When a breach has legal implications, our in-house team of adjusters, lawyers and former judges work directly with our adjusters to achieve a fair outcome. We offer expertise and a wide range of solutions for key areas of agricultural insurance risks. Zenith`s failure to exercise or enforce any right or provision of the GTC shall not constitute a waiver of such right or provision. If any provision of the Terms is found by a court of competent jurisdiction to be invalid, illegal or unenforceable, the parties nevertheless agree that the court shall endeavor to give effect to the parties` intentions as expressed in the provision, and the remaining provisions of the Terms shall remain in full force and effect. We also investigate providers for overprocessing and overbilling. When an investigation reveals fraud, our SIU works with our claims and legal specialists to prepare and submit a detailed report for law enforcement investigating fraud. Over the years, the fraud cases we have filed have resulted in hundreds of arrests and convictions. (Zenith is required by law to report suspected fraud. Decisions on prosecution are the sole responsibility of the authorities.) All other comments, requests for technical support and other communications relating to the Site should be directed to WebQuestions@thezenith.com. Billing questions: agbilling@thezenith.com General: agquestions@thezenith.com Mailing and billing address changes: agquestions@thezenith.com* To protect what you`ve built, you need customized assessments of the technical and industry-specific risks your business faces. As experts in California farm insurance and risk control, we help you and your team gain the knowledge you need and the solutions that work. Our claims department is recognized as a leader in workers` compensation because we focus on achieving optimal results while protecting your interests and those of your employees.

Our proactive approach to claims management can result in lower premiums by improving your change of experience (ex mod) over time. Proof of this is in the numbers: for example, Zenith policies that started with an Ex-Mod of more than 1.15 have experienced an average 22% drop in their Ex-Mod over the past five years.* We provide comprehensive insurance solutions for California farm and farm businesses with employees who know your business. Although some of the information relates to tax, legal, accounting or similar matters, neither the companies offering the products or services, nor their agents or affiliates offer such advice. In addition, advice on these issues should be tailored to your particular situation. Therefore, we strongly recommend that you consult your own professional advisors to consider the legal, tax, accounting or investment aspects of any information presented on this website and how it may affect your particular situation. In addition, in consideration of Your use of the Site, You agree that You are at least 18 years of age and of legal age and are of sound mind to enter into a binding contract with Zenith and to comply with all of the above terms and conditions. If you do not meet all of these requirements, you must not access or use the Site. In order to access some of the resources offered by the Site, you may be asked to provide certain registration data or other information.

If requested to do so in a registration form, you agree to provide true, accurate, current and complete information about yourself and agree to maintain and update such information to keep it true, accurate, current and complete. If the information you provide is untrue, inaccurate, out of date or incomplete, your account may be terminated without limiting available remedies. You agree that any information you provide when registering on this Website or otherwise, including, but not limited to, the use of interactive features on the Website, will be subject to our Privacy Policy and you consent to any action we take with respect to your information in accordance with our Privacy Policy. You know when your clients would benefit from our differentiated, long-term insurance approach, and we`re proud to work with you to help them experience the Zenith difference. Your business needs to be protected against fire, theft and other losses. You also need to make sure that everything you produce is safe and meets legal requirements. Our technical experts will work with you to help you reduce risk and make improvements so you can minimize business interruptions, downtime, and lawsuits that cost you money.